Terms of Service

Last updated: April 2, 2026

1. Acceptance of Terms

By accessing and using FinanceCalc (the "Service"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to these terms, please do not use this Service.

2. Description of Service

FinanceCalc provides free online financial calculators including loan calculators, mortgage calculators, retirement planners, investment calculators, and other financial tools. The Service is provided free of charge for both personal and commercial use.

3. No Warranty

The Service is provided "as is" and "as available" without any warranty of any kind, express or implied, including but not limited to the implied warranties of merchantability, fitness for a particular purpose, or non-infringement.

FinanceCalc does not warrant that:

4. No Financial Advice

The calculators and information provided on FinanceCalc are for educational and informational purposes only. The Service does not provide financial, investment, tax, or legal advice. You should consult with appropriate professionals before making any financial decisions.

FinanceCalc is not responsible for any decisions made or actions taken based on the information provided through the Service.

5. Limitation of Liability

In no event shall FinanceCalc, its owners, employees, or agents be liable for any direct, indirect, incidental, special, consequential, or exemplary damages, including but not limited to damages for loss of profits, goodwill, use, data, or other intangible losses, resulting from:

6. User Responsibilities

You agree to:

7. Privacy

Please see our Privacy Policy for information about how we handle data. In summary: we don't collect or store any personal information. All calculations happen in your browser.

8. Changes to Terms

FinanceCalc reserves the right to modify these terms at any time. Continued use of the Service after any such changes shall constitute your acceptance of such changes.

9. Contact Information

For questions about these Terms of Service, please contact us at: gongdinghuan11@outlook.com